经济essay代写_econ代考

Mixed Signals on the U.S. Economy
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经济essay代写 Mixed Signals on the U.S. Economy Stocks and the Financial Turmoil Amid the 2008 financial crisis and its effects that lasted for..

 

Author's note经济essay代写

Mixed Signals on the U.S. Economy Stocks and the Financial Turmoil Amid the 2008 financial crisis and its effects that lasted for more than three years, many organizations in many industries were hard hit. The crisis was heavily felt by the financial and credit markets such as banks, which led to a sharp decline in the stocks owned by several companies.

Schwartz (2009) opines that after the bursting of the mortgage bubble in the U.S.

the meltdown began to impact homeowners and the entire real estate market. Even though the mess was visible, financial markets continued higher with “Dow Jones Industrial Average (DJIA) reaching 14,164 on October 9, 2007; the crisis finally caught up, and by December of 2007, the U.S. had fallen into a recession (Schwartz, 2009).” In July 2008, the DJIA would trade below 11,000 for the first time,

which was not the end of the decline.

The government initiated a bailout program with investors sending the Dow up “456 points to an intraday high of 11,483, in the end closing up 361 at 11,388 (Schwert, 2011).” However, the Dow fell “3,600 points from September 2008 intraday high of 11,483 to October 2008 intraday low of 7,882” (Schwert, 2011).

Stimulus Package经济essay代写

The monetary policy used by the federal reserve can be a means of bettering a recession in any country. With household consumption increasing at a lower rate in the U.S., it indicates that the household had lower confidence levels in their incomes and employment prospects. Wessel (2010) presents that the U.S. economic recovery was threatened by the confluence of tax increases and reduced household spending.

However, with monetary policies executed by the federal reserve,

for instance, the tax rebate or refunds, will lead to an increase in the cash flow in the U.S. economy, thus, giving the households more money to spend. The $152 billion economic stimulus package is tailored to boost expenditure in the households so that the economy can recover. This federal reserve approach is called the expansionary monetary policy,

where the money is channeled into the economy to trigger households to spend more and boost their confidence in employment and income.

Reduced Interest Rates经济essay代写

As a monetary strategy used to beat a recession, the federal reserve is expected to reduce its interest rates on credit services so that households can comfortably access them (Williams, 2012). Reduced interest rates will encourage households to acquire loans, which will increase consumer spending, increase investments, and create more jobs in the end. With all these in place,

an economy is set to recover from a recession because there will be an increased demand for goods and services, which leads to increased production (and increased production needs more labor, thus, more employment and income).数学代写



References
Schwartz, A. J. (2009). Origins of the financial market crisis of 2008. Cato, J., 29, 19.
Schwert, G. W. (2011). Stock volatility during the recent financial crisis. European Financial Management, 17(5), 789-805.
Wessel, D. (2010). In Fed, we trust Ben Bernanke's war on the great panic. Currency.
Williams, J. C. (2012). The Federal Reserve and the economic recovery. FRBSF Economic Letter, 2, 1-6.

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美国经济信号不一
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作者注
美国经济信号不一
股票与金融动荡
在2008年的金融危机及其持续了三年多的影响中，许多行业的许多组织受到了沉重打击。银行等金融和信贷市场严重感受到了这场危机，导致几家公司拥有的股票急剧下降。 Schwartz（2009）认为，在美国抵押贷款泡沫破裂之后，经济危机开始影响房主和整个房地产市场。尽管情况一目了然，但金融市场继续走高，“道琼斯工业平均指数（DJIA）于2007年10月9日达到14,164；危机终于迎头赶上，到2007年12月，美国陷入了衰退（Schwartz，2009年）。”在2008年7月，道指首次跌破11,000，但跌势并未结束。政府启动了一项救助计划，投资者将道琼斯工业平均指数上涨了456点，至日内高点11,483，最终收盘时上涨了361点，至11,388（Schwert，2011年）。然而，道指下跌了“从2008年9月的盘中高点11,483点到2008年10月的盘中低点7,882点，下跌了3,600点”（Schwert，2011年）。
刺激计划
美联储使用的货币政策可以成为改善任何国家经济衰退的一种手段。在美国，随着家庭消费以较低的速度增长，这表明该家庭对其收入和就业前景的信心水平较低。 Wessel（2010）认为，美国经济复苏受到税收增加和家庭支出减少的共同威胁。但是，例如，通过美联储执行的货币政策，退税或退款将导致美国经济中的现金流量增加，从而使家庭有更多的钱可以花。 1,520亿美元的经济刺激方案专门用于增加家庭的支出，以便经济能够复苏。这种联邦储备方法被称为扩张性货币政策，在该政策中，金钱被引导到经济中，以触发家庭增加支出并增强他们对就业和收入的信心。
降低利率
作为用来战胜衰退的货币策略，预计美联储会降低其信贷服务的利率，以使家庭能够舒适地使用它们（Williams，2012年）。降低利率将鼓励家庭获得贷款，这最终将增加消费者支出，增加投资并创造更多就业机会。在所有这些条件下，经济将有望从衰退中复苏，因为对商品和服务的需求将增加，从而导致生产增加（生产增加需要更多的劳动力，从而增加就业和收入）。